Hi, I’m Moe, a Mortgage Agent and Co-Founder of Palm Mortgages.Today, I wanted to discuss the mortgage application process.  I’ve had clients who are under the impression that it’s a very time consuming and rigorous process, and others who think it’s as simple as applying for a credit card. The truth lies somewhere in the … Read more

When it comes to securing a mortgage, the lender you choose can make a significant difference in your rates, terms, and overall borrowing experience. Mortgage lenders in Canada generally fall into three categories: Prime (A), Alternative (B), and Private © lenders. Let’s break down each type, what they offer, and who qualifies. Prime (A) Lenders: … Read more

Hi, I’m Moe, a Mortgage Agent and Co-Founder of Palm Mortgages. Today’s blog discusses why you should work with a mortgage agent/broker rather than completing the mortgage process on your own. In my experience, this is a question that has come up time and again, with a lot of misconceptions. Here are the top 6 … Read more