From Bank Insider to Mortgage Ally: My Journey to Supporting Your Financial Goals
Hello, I’m Mohamed Abdel Atty or Moe Atty for short, a mortgage agent with close to 15 years of experience in the mortgage industry. But here’s the unique part—I didn’t start on this side of the table. For years, I worked within the banking system, gaining an insider’s perspective on how lenders evaluate and approve mortgage applications. Today, I use that knowledge to serve you better, whether you’re a first-time homebuyer, a seasoned property investor, or looking to refinance/transfer your mortgage.
A Career Built Within the Banking World
My career began at one of Canada’s largest banks, where I specialized in personal loans and mortgages. My passion for helping clients achieve their financial goals led me to focus on mortgage lending full-time, quickly earning a promotion to Underwriter—a role where I reviewed, approved, and structured mortgage applications. Over time, I climbed the ranks and personally approved thousands of mortgages, collaborating with brokers to bring clients’ homeownership dreams to life.
This journey gave me invaluable insights into how banks operate, from their risk evaluation processes to the fine print of their lending criteria. It’s this understanding that I now bring to my clients, ensuring you have an advocate who knows the system inside and out.
The Turning Point: Why I Became a Mortgage Agent
Before transitioning to my current role, I worked as a Strategic Account Manager at a rapidly growing Canadian bank. In this role, I contributed to designing and implementing an innovative program that not only doubled in size but also opened new revenue streams for the institution. I also had the privilege of helping mentor a team of account managers, which was both professionally and personally rewarding.
During this time, I gained a deeper understanding of the complexities clients face in the mortgage process and recognized the importance of providing informed, personalized guidance to help them achieve their goals. These experiences highlighted a critical gap in the mortgage process—clients needed an advocate who could combine in-depth industry knowledge with genuine care for their financial well-being.
I realized that my extensive experience, from underwriting to strategic account management, gave me a unique perspective and skill set that could truly make a difference in people’s lives. Becoming a mortgage agent was the natural next step—a way to use my insider knowledge to empower clients, simplify the mortgage journey, and ensure they receive expert guidance tailored to their needs.
Now, I’m proud to stand on the side of homeowners and investors, leveraging my experience to help them achieve their financial goals with confidence.
Beyond Mortgages: A Glimpse into My Life
When I’m not guiding clients through the mortgage process, you can find me tackling triathlons, exploring the outdoors with my toddler and Golden Retriever, or pursuing my passion for aviation and photography. Life is an adventure, and I bring that same energy and enthusiasm to every client I work with.
Let’s Make Your Mortgage Journey a Success
If you have questions about mortgages or need tailored advice, I’m here to help. Whether it’s diving into a specific topic or discussing your unique situation, don’t hesitate to reach out. Let’s work together to achieve your financial goals with confidence and ease. You can drop me a line any time at matty@palmmortgages.ca or 416-843-6197.
